Think you’ve raised enough money for your startup? Think again. You’ll face a minefield of unexpected expenses — and opportunities. So raise more money than you think you need — possibly a lot more. MInted founder & CEO Mariam Naficy shares her white-knuckle experiences founding startups that survived two financial crashes – online cosmetic company Eve.com in the ’90s, and the design boutique Minted.com today.

Strong company cultures emerge when every employee feels they own the culture — and this begins even before the first job interview. CEO Reed Hastings has built a high-performing culture at Netflix by being upfront about who they are and who they aren’t. The company’s famous culture deck offers a 100-slide description of how Netflix sees itself. It won’t appeal to everyone — and that’s the point. If you can define your culture, while resonating with a diverse group of employees, you have a winning formula.